Buy or sell online? LokPay keeps every transaction secure. Payments stay in escrow and are only released when both sides confirm delivery.
Shop safely from any Instagram vendor, WhatsApp plug, Jiji seller, TikTok shop, or Facebook page without fear. Your money stays in escrow — the seller gets paid only after you confirm delivery.
Start accepting secure payments today
Buyers & sellers using escrow daily. Zero scams. Zero fake alerts.
Every member is vetted before entry.
Create, monitor & release payments seamlessly.
Real deals happening daily.
What our Buyers & Sellers are Saying
“Selling online used to be a risk. Fake alerts, buyers ghosting after requesting for my account details... With LokPay, every transaction is protected and my customers trust me more.”
“I used to reject half my DMs because of scam fears. With LokPay escrow, buyers pay safely and I ship confidently. No stories, no stress. It really boosted my sales”
“I used to be scared of paying online vendors because of delivery scams. With LokPay, I know my money is safe until I get my item. It has completely changed the way I shop on Instagram.”
“I bought sneakers from a new seller. LokPay held the money until I confirmed everything was correct. This is the only reason I now buy from people I don’t know. No more fake alerts or praying someone is legit – the app protects both of us. I can now buy from anyone anywhere and people can now buy from me”
“I once lost money to a seller who disappeared after payment. With LokPay, money stays in escrow until the seller delivers what they promised. I’ve never been scammed again.”
“A buyer once lied that they never received their item. Now with escrow, payment is only released when both sides confirm. No more false claims or online ghosting.”
“A buyer once accused me of sending fake sneakers, but with LokPay, the exact product photo & details are locked to the transaction. Now what they order is exactly what they must confirm on delivery before payment drops.”
“Before LokPay, shopping online felt like gambling — you never knew what would arrive. Now, every order is verified against the exact photo and details the seller posted. If it’s not what I paid for, I simply reject it and get my money back. Zero stress.”
“Fake alerts nearly ruined my business. Now I just send a paylink. The money is locked in escrow until I deliver. It has made selling online peaceful for me.”
“As a buyer, Lokpay escrow changed everything. I pay, the money is held, I confirm the item, and only then does the seller get paid. Safe, simple, and stress-free.”
“Before I buy anything online now, the first thing I ask is: ‘Send me your paylink’. If they don’t have it, I don’t even bother. With LokPay I know my money is safe, and I won’t get scammed. The seller only gets paid after I confirm my item. Zero fear, zero stress.”
“LokPay made online shopping feel safe again. No more sending money and hoping for the best. My cash stays in escrow until I confirm everything. Perfect for dealing with strangers.”
Join 200+ user's now its free !
Because we’ve all been scammed, ghosted, or lost money once — LokPay ends that story for good. Lokpay shields you against fake vendors, and online marketplace drama.
Your Money Stays Safe — Always We hold the money safely until the buyer confirms they got exactly what they paid for. No more “he stopped replying” or “she disappeared after payment.” LokPay locks your money until your item arrives — or your cash comes back.
Join our curated WhatsApp marketplace where every transaction is protected by escrow. Zero scammers. Zero fear. Just business
Works Where You Hustle Whether you sell on WhatsApp, Instagram, TikTok, or any online marketplace — LokPay fits right in, verifying every transaction and keeping scammers out of your DM.
A simple, secure flow that keeps buyers and sellers safe — no fake alerts, no scams.
Join 200+ active buyers and sellers closing verified deals every week with zero scams.
Answer 3 quick questions to see what LokPay would have saved you.
With LokPay escrow + logistics, 100% of this money would still be in your account.
